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They Might Check My Credit History?

Jeff Altman, The Big Game Hunter answers about the likelihood your credit report will be checked prior to being hired.

Summary

Someone wrote to me as part of researching an article that she was writing asking whether firms really use credit reports as part of the hiring process. The answer is that is generally restricted to firms in the financial services industry-- banks, credit card companies, investment firms, occasionally firms to provide services to those industries. Generally, his financial institutions that require this.

Why? If you look back at their history, people who were employed by them have access to people's money very easily and they were concerned that someone might be tempted to steal. The policies even carry through to these days with computers and automation and such because it is easier to steal in many respects. Can you imagine what would happen if you have stolen "grandma's life savings?"

They get a lawyer who presents the case very simply, "So you knew this person had bad credit. You knew they were in deep kimchi financially and you still hire them and still put them into a situation where they have access to people's money, right?"

"Well, they seemed so honest."

"Your judgment was faulty about that." The financial institution loses the case, their insurance company might not pay off on the claim and thus the bank (I use bank is the example, credit card company, whomever) is out-of-pocket and that is investor money. If you think that is the "1%" you may be the 1% with your IRA and 401(k).

When all is said and done, financial firms try to avoid hiring someone who they perceive is credit risks. If you are pursuing careers in that industry, it is important to maintain a pristine credit history so that you don't work hard to get a job that, at the end of the day you're not to get hired for.

Jeff Altman, The Big Game Hunter is an executive job search and business life coach who worked as a recruiter for what seems like one hundred years.

If you are an executive who is interested in 1 on 1 coaching, email me at JeffAltman(at)TheBigGameHunter.us
Would you like me to critique your resume. Order a critique from me

JobSearchCoachingHQ.com changes that with great advice for job hunters—videos, my books and guides to job hunting, podcasts, articles, PLUS a community for you to ask questions of PLUS the ability to ask me questions where I function as your ally with no conflict of interest answering your questions.

If you are interested in a resume critique, a LinkedIn profile critique or a Job Search Makeover, find out more at www.TheBigGameHunter.us

Connect with me on LinkedIn as well as on Facebook

You can order a copy of “Diagnosing Your Job Search Problems” for Kindle for $.99 and receive free Kindle versions of “No BS Resume Advice” and “Interview Preparation.”

Please give “Job Search Radio” a great review in iTunes. It helps other people discover the show and makes me happy!​​

They Might Check My Credit History? | Job Search Radio

Jeff Altman, The Big Game Hunter answers about the likelihood your credit report will be checked prior to being hired.

Summary

Someone wrote to me as part of researching an article that she was writing asking whether firms really use credit reports as part of the hiring process. The answer is that is generally restricted to firms in the financial services industry-- banks, credit card companies, investment firms, occasionally firms to provide services to those industries. Generally, his financial institutions that require this.

Why? If you look back at their history, people who were employed by them have access to people's money very easily and they were concerned that someone might be tempted to steal. The policies even carry through to these days with computers and automation and such because it is easier to steal in many respects. Can you imagine what would happen if you have stolen "grandma's life savings?"

They get a lawyer who presents the case very simply, "So you knew this person had bad credit. You knew they were in deep kimchi financially and you still hire them and still put them into a situation where they have access to people's money, right?"

"Well, they seemed so honest."

"Your judgment was faulty about that." The financial institution loses the case, their insurance company might not pay off on the claim and thus the bank (I use bank is the example, credit card company, whomever) is out-of-pocket and that is investor money. If you think that is the "1%" you may be the 1% with your IRA and 401(k).

When all is said and done, financial firms try to avoid hiring someone who they perceive is credit risks. If you are pursuing careers in that industry, it is important to maintain a pristine credit history so that you don't work hard to get a job that, at the end of the day you're not to get hired for.

EP 373 Jeff Altman, The Big Game Hunter is an executive job search and business life coach who worked as a recruiter for what seems like one hundred years.

If you are an executive who is interested in 1 on 1 coaching, email me at JeffAltman(at)TheBigGameHunter.us
Would you like me to critique your resume. Order a critique from me

JobSearchCoachingHQ.com changes that with great advice for job hunters—videos, my books and guides to job hunting, podcasts, articles, PLUS a community for you to ask questions of PLUS the ability to ask me questions where I function as your ally with no conflict of interest answering your questions.

If you are interested in a resume critique, a LinkedIn profile critique or a Job Search Makeover, find out more at www.TheBigGameHunter.us

Connect with me on LinkedIn as well as on Facebook

You can order a copy of “Diagnosing Your Job Search Problems” for Kindle for $.99 and receive free Kindle versions of “No BS Resume Advice” and “Interview Preparation.”

Please give “Job Search Radio” a great review in iTunes. It helps other people discover the show and makes me happy!​​

How Easy It Is for Employers to Check You Out? (VIDEO)


It is incredibly easy for an employer to check you out beyond your resume. I show you how easy it is with one Chrome extension.

Summary

I want to take a minute and, if you use Google Chrome, I want you to download an extension called Prophet. When you use Prophet, if you go to your LinkedIn page, what it will do, if you go to twitter, if you go to a number of other places, and click the top arrow they will be toward the top right of your screen, you will see what employers are able to find out about you online.

They will see your the profiles and accounts online. Sometimes there are errors , but generally they can find your email address, sometimes your phone number, they can see all the social networks that you associate with.

The reason I bring this up is that things are different than they were 5 or 6 years ago. Firms are doing far more reconnaissance online before meeting someone. Part of the way they craft job offers is by getting a flavor for who you are and what your background is. They are doing this, not just simply from the interview, but, shall we say, from "a holistic perspective. They are trying to get an overview of who you are.

It's Wally, for so long, you have been discouraged from putting up "the drunk frat picture" or political statements. That's because, if you are looking for work at some point in your future, these can all be found, even if you deleted them. They will live on some server somewhere. Is that really what you want to risk?

Of course you can turn around and say, "Well, if they are going to look at me that way, to hell with them!"

Really. You want to make that decision now for 2 years from now or 5 years from now when you work so hard to get a job offer, only to have someone else chosen because they look at the big picture of your life and/or career, and that has given them cause for pause.

Seriously, be conscious of your footprint online. I'm not just speaking of recent grads; I'm speaking to everyone here. Be conscious of your online footprint because you never know who's going to be looking at it; on LinkedIn, you can know who is looked at it, but on most other sites you are not going to have the ability to know who has looked at your page. Who has looked at your twitter feed, who has looked at your Facebook page, who has looked at all these other accounts that you have because there are many Chrome extensions that will reveal this information to them.

Again, is this really what you want? Do you really want to find out that you've lost that opportunity based upon something stupid or controversial you set a long time ago?

Jeff Altman, The Big Game Hunter is a coach who worked as a recruiter for what seems like one hundred years. His work involves life coaching, as well as executive job search coaching and business life coaching. He is the host of “Job Search Radio” and “No BS Job Search Advice Radio,” both available through iTunes and Stitcher.

Are you interested in 1:1 coaching from me?  Email me at JeffAltman@TheBigGameHunter.us and put the word, “Coaching” in the subject line.

Do you have a question you would like me to answer? Pay $25 via PayPal to TheBigGameHunter@gmail.com  

JobSearchCoachingHQ.com offers great advice for job hunters—videos, my books and guides to job hunting, podcasts, articles, PLUS a community for you to ask questions of PLUS the ability to ask me questions where I function as your ally with no conflict of interest answering your questions.  

Connect with me on LinkedIn. Like me on Facebook.

You can order a copy of “Diagnosing Your Job Search Problems” for Kindle for $.99 and receive free Kindle versions of “No BS Resume Advice” and “Interview Preparation.”

The New Background Check (VIDEO)

 

Jeff Altman, The Big Game Hunter discusses the new way firms check you out.

Summary

You know it, you've read it, you've heard it many times.

The warning I'm giving you is to watch your social media presence. I had someone last week who is going on 1/3 interview. The client called me up and said, "Were going to cancel the interview."

"What happened?"

They had done on Twitter and saw something stupid he wrote there. If for one thing, they would've let it slide.. But they saw whole bunch of stuff they gave them cause for pause.

I'm reminding you that a lot of people have gotten warned about Facebook. LinkedIn is pristine for most people. Twitter is a place where people get sloppy sometimes.

Don't say stupid stuff. It comes back and haunts people. It's like the new reference check is going to twitter or going to Facebook and see what you have written there.

This guy lost an opportunity he really wanted and I have to explain to him. I'm going to tell him to purge his twitter feed.

When all is said and done, you can't do stupid stuff because there's an audit trail for you in everything that you do these days that you create. You don't want to put yourself in that position were something you wrote comes back and haunt you.

Jeff Altman, The Big Game Hunter is a coach who worked as a recruiter for what seems like one hundred years. His work involves life coaching, as well as executive job search coaching and business life coaching.

JobSearchCoachingHQ.com offers great advice for job hunters—videos, my books and guides to job hunting, podcasts, articles, PLUS a community for you to ask questions of PLUS the ability to ask me questions where I function as your ally with no conflict of interest answering your questions.  

Connect with me on LinkedIn. Like me on Facebook.

You can order a copy of “Diagnosing Your Job Search Problems” for Kindle for $.99 and receive free Kindle versions of “No BS Resume Advice” and “Interview Preparation.”

 

Are you interested in executive job search coaching, leadership coaching or life coaching from me?  Email me at JeffAltman@TheBigGameHunter.us and put the word, “Coaching” in the subject line.

The New Background Check | Job Search Radio

 

EP 306 Jeff Altman, The Big Game Hunter discusses the new way firms check you out.

Summary

You know it, you've read it, you've heard it many times.

The warning I'm giving you is to watch your social media presence. I had someone last week who is going on 1/3 interview. The client called me up and said, "Were going to cancel the interview."

"What happened?"

They had done on Twitter and saw something stupid he wrote there. If for one thing, they would've let it slide.. But they saw whole bunch of stuff they gave them cause for pause.

I'm reminding you that a lot of people have gotten warned about Facebook. LinkedIn is pristine for most people. Twitter is a place where people get sloppy sometimes.

Don't say stupid stuff. It comes back and haunts people. It's like the new reference check is going to twitter or going to Facebook and see what you have written there.

This guy lost an opportunity he really wanted and I have to explain to him. I'm going to tell him to purge his twitter feed.

When all is said and done, you can't do stupid stuff because there's an audit trail for you in everything that you do these days that you create. You don't want to put yourself in that position were something you wrote comes back and haunt you.

Jeff Altman, The Big Game Hunter is an executive job search and business life coach who worked as a recruiter for what seems like one hundred years.  

JobSearchCoachingHQ.com has great advice for job hunters—videos, my books and guides to job hunting, podcasts, articles, PLUS a community for you to ask questions of PLUS the ability to ask me questions where I function as your ally with no conflict of interest answering your questions.

Connect with me on LinkedIn

You can order a copy of “Diagnosing Your Job Search Problems” for Kindle for $.99 and receive free Kindle versions of “No BS Resume Advice” and “Interview Preparation.”

Please give “Job Search Radio” a great review in iTunes. It helps other people discover the show and makes me happy!

Are you interested in executive job search coaching, leadership coaching or life coaching from me?  Email me at JeffAltman@TheBigGameHunter.us and put the word, “Coaching” in the subject line.

They Might Check My Credit History?

 

Jeff Altman, The Big Game Hunter answers about the likelihood your credit report will be checked prior to being hired.

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Jeff Altman, The Big Game Hunter has been a recruiter for more than 40 years.

Follow him at The Big Game Hunter, Inc. on LinkedIn for more articles, videos and podcasts than what are offered here and jobs he is recruiting for.

Visit www.TheBigGameHunter.us. There’s a lot more advice there.

Email me if your firm is trying to hire someone.

Connect with me on LinkedIn

Pay what you want for my books about job search

Subscribe to TheBigGameHunterTV on YouTube for advice about job hunting and hiring. Like videos, share and comment.

Trying to hire someone? Email me at JeffAltman@TheBigGameHunter.us

Do you need more in-depth coaching? Join my Coaching program.

Want to ask me a question via email, chat or phone ? Reach me via PrestoExperts or Clarity.fm

Lessons in Background Checking and US Presidential Elections

Let me be clear–this is not a political article but an opportunity to take lessons from Presidential elections and apply them to job hunting.

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In 2008, two candidates faced very different outcomes when their backgrounds were checked by the news.

Governor Sarah Palin did not have a thorough background check when she was interviewed by

representatives of Senator John McCain before selecting her to run with the Senator as his Vice Presidential nominee.

Thus, after she left the adoration of the convention and started to interview with the press, we all discovered that she had a fatal flaw (lack of knowledge) that made her unworthy in many of our minds to be Vice President.

Senator Obama faced a very different background check. Generally, the mass media liked the Senator and, dare I say, favored him for President. Thus, they chose to ignore how Obama lied about Senator Clinton’s positions on health care reform and Nafta, his view of opponents as people who clung to their Bibles and guns, his relationship with Bill Ayres and Tony Rezko. They let him slide on other points that seemed inconsistent with things he said.

Why? he was generally well liked.

Today, Governor Romney is being assaulted with attacks that have nothing to do with his positions on issues but based upon his employment at Bain Capital.

Was he involved with outsourcing jobs by Bain portfolio companies? When did he leave Bain? Why did the paperwork filed with the SEC still refer to him as CEO when he was running the Olympics? Was he really running the Olympics?

To me, these are nonsensical distractions that have been answered (He was not involved with outsourcing, he left in 1999, he was on leave from Bain, someone else ran the firm and he never returned to Bain after the Olympics [corroborated by a major Obama fundraiser who works for Bain]; and yes he ran the Olympics).

No matter, the mass media is off and running on these non-issues because the Governor is just not as likable as the President (By the way, on a separate subject, tell me 5 things the President will try to do if re-elected. I’ll spot you one thing–raise taxes on certain people; tell me four more).

Thus the sharp lesson to learn is to work on your likability. You won’t simply be hired based upon objective criteria like skills but whether someone likes you, too. The likability factor allows people to overlook “sins” or flaws in your experience

© The Big Game Hunter, Inc. Asheville, NC  2012


Do you think employers are trying to help you? You already know you can’t trust recruiters—they tell as they think you need to know to take the job they after representing so they collect their payday.

Job hunting is a rigged game with you the mark.

You will and will be in and day you and I and will and is in an and in and in and you and is in and he and or the you and you will be in a in the bar a

Jeff Altman, The Big Game Hunter has been a career coach and recruiter for what seems like one hundred years.

JobSearchCoachingHQ.com is there to change that with great advice for job hunters—videos, my books and guides to job hunting, podcasts, articles, PLUS a community for you to ask questions of PLUS the ability to ask me questions where I function as your ally with no conflict of interest answering your questions.

Connect with me on LinkedIn http://bit.ly/thebiggamehunter

Background Checks: They Aren’t Just Checking References

© 2006, 2011, 2015 All rights reserved Jeff Altman, The Big Game Hunter

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